Mortgage Hunting - From beginning of Novemeber to the mid of December I spent a good bit of time, on forums http://www.boards.ie and http://www.askaboutmoney.com
asking questions and then also reading their suggestions.
I was impressed with the First Active current account mortgage, liked to your current account and it meant the more you had in your current account everyday the less interest you paid.
I knew a lad of a forum who suggested I deal with him and he would sort it all out for us.
He works for Hasting Finacial Services in Westport. http://www.hastings.ie
To say he was helpful would be an understatement and his advice was invaluable. Also he meet us in his own house in the evening which saved us taking time off work.
We got ALL the paperwork together, talk about paperwork!! Letters from work, P45, letter of evidence of address, bank, credit card, loan, saving statements
So off it went, looked good from his point of view. I got another engineer as my own mate was building his own hut and could not supervise the build.
Got the lad Michael Conway, Cashel, Ayle, Westport, Co Mayo to oversee the job for me. Michael sent me his professional indemnity insurance certs, qualifications and estimate costings for the house.
Took until probably mid - end of January before we had it altogher, took longer than we thought!
Submitted the application and go pre-approval no issues at all, excellent, pencilled the timber frame kit in for the end of March.
We filled out the forms, got life cover etc in place and signed the contracts at the end of February with the hope of starting at the 1st week of March to dig the site.
No comments:
Post a Comment